Frequently Asked Questions

A: We provide a variety of personal property insurance solutions, including Homeowners Insurance, Personal Auto Insurance, Flood Insurance, Personal Umbrella Coverage, and Personal Articles Floaters to protect valuable items not fully covered under standard policies.

A: Homeowners Insurance helps protect your single-family home or condo from unexpected damages. It can cover repair or rebuilding costs due to covered perils and includes liability protection if someone is injured on your property.

A: Flood Insurance is a separate policy from your homeowners insurance and is necessary regardless of proximity to water. Flooding can occur from storms, hurricanes, or heavy rain, and standard homeowner policies do not cover flood damage.

A: Personal Auto Insurance provides liability coverage if you’re at fault in an accident, including property damage and injuries to others. Most states require minimum liability coverage to protect your financial security.

A: A Personal Umbrella Policy adds an extra layer of liability protection above and beyond your primary auto or homeowners insurance. It helps protect your assets if a claim exceeds the limits of your standard coverage.

A: Begin by completing our application form. We offer complimentary insurance reviews in person or via Zoom/Teams to tailor your coverage based on your needs.

A: Yes! We offer free insurance reviews to help make sure your coverage is right for you. These can be done in person or virtually to fit your schedule.